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 EntryNo: 595
 Date: Friday
12:49 AM
27.03.2009
Mozilla/5.0 (Windows; U; Windows NT 5.1; en-US; rv:1.9.0.7) Gecko/2009021910 Firefox/3.0.7 Jennifer
Firefox United States of America
I was happy to hear that the President had introduced the Home Affordable Modification program and I called Wells Fargo the day after the program went into effect. I spoke to a very nice rep. who told me what I needed to send in and she gave me the fax number. She did fail to tell me that I needed to date and sign my financial statement, which ended up in my faxing this form two more times before they stated they received it. On a subsequent call I again spoke to a nice rep. who told me they had all my paperwork and that it had been assigned to a Loss Mitigation rep.. I thought this was strange because I am not behind on my payments and I know this department handles delinquencies. I still felt somewhat hopeful. I arrived home tonight after work to find two thick envelopes from Wells Fargo and I opened them with anticipation. What I found was two letters, one for my first mortgage and one for my second, almost identical, stating that they were offering me a "forbearance". Okay, but I am not late on my payments (barely making them though) and I did not ask for a forbearance. I asked to be considered for the Home Affordable Modification Program. What made me furious was the fact that it actually didn't even offer a forbearance. It actually was telling me I needed to pay more than my normal payments, with a DOUBLE payment due the fourth month, with no months were I could skip a payment, which is not even what a forbearance is!!! I called the number on the letter and spoke to a rep. who belittled me, telling me the letter wouldn't make sense because I was not behind on my payments. So why did they send it? The rep. insisted this is what I had requested!!! I told him, no, I requested a modification. He then had the nerve to tell me what the definition of modification was. I began getting choked up and knew I was not going to make any headway and ended the call. These letters are nothing more than a slap on the face. I am so angry that I am indebted to this horrible company with no way out due to being upside down in equity. Any suggestions?
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 EntryNo: 594
 Date: Thursday
01:10 AM
26.03.2009
Mozilla/4.0 (compatible; MSIE 7.0; Windows NT 6.0; FunWebProducts; DS_desktopsmiley; GTB5; desktopsmiley_3_2_2852883941418144_3_2; SLCC1; .NET CLR 2.0.50727; .NET CLR 3.5.30729; .NET CLR 3.0.30618; .NET CLR 3.0.04506; Qwest 1.0) Butterfly Martinez
Internet Explorer United States of America
I just opened 2 accounts on March 2.
A checking and a savings. I am a Freelance writer and have been doing this for about 1yr or so. I did a few articles for a man in California( I live in NM )
and he sent me 2 money orders for my pay.
They were $965.00 ea. I took them to WF and deposited them happily! 3 weeks later, I get a letter telling me that the money orders were counterfeit!! Talk about having a heart attack! Well of course within the 3wks, I paid bills,food, ect.. So they withdrawl the funds putting me into a bad overdraw. I then received another letter, telling me that they know it is not my fault, but they are closing my accounts!! This is bull****!! I cant believe this is happening! Then to top it off, I had just paid for my new checks and they also arrived the same day I received the last letter. I was charged for overdraw fees, returned check fees, and cancellation fees because the account was only open for 3wks!! $1020.00!!
This is the worst bank I have ever banked with. I am now a customer of Bank of America, and I couldnt be more happier!! I was very dissapointed in WF. I mean, this is something that they should of caught the day I deposited the money orders! Dont they have that "Pen" that identifies counterfeits?? I mean, why did it take them that long to find this out, then have the nerve to charge me- for Their screw up??
I also advise NOT USING WELLS FARGO!!!!

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 EntryNo: 593
 Date: Wednesday
01:47 AM
25.03.2009
Mozilla/4.0 (compatible; MSIE 7.0; Windows NT 6.0; WOW64; GTB5; SLCC1; .NET CLR 2.0.50727; .NET CLR 3.0.04506; Media Center PC 5.0) Heather
Internet Explorer United States of America
Tonight I went to withdraw money from the atm and was told our card was inactive. Wells Fargo cancelled our card without our permission, and then refused to reopen it.My mom is having open heart surgery in the morning and I needed to leave here by 5am. My son is a new born and is sick and needs pedialyte,and now I have no money because Wells Fargo is a bunch of heartless -BADWORD-s.Now I have to go to the bank in the am just get OUR money!! So now I am going to miss my moms surgery!! I am so upset I dont know what to do.
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 EntryNo: 592
 Date: Tuesday
03:23 PM
24.03.2009
Mozilla/4.0 (compatible; MSIE 7.0; Windows NT 5.1; FunWebProducts; GTB5; (R1 1.5); .NET CLR 1.1.4322; .NET CLR 2.0.50727) Debra
Internet Explorer United States of America

2009 and Wells Fargo is still as bad as ever. I have a Auto loan , I called them to see if I could get a late fee waived. ( that was my fault I lost my job, father died, bad car accident, basically life happened) after being transferred more than 5 times I spoke to a man that told me to write a hardship letter and fax it. Then he told me if I make a payment with him right now it would look really good and help me get the late payments fee waived. It was the 13th of the month and my payment was due 23. I asked him was there a fee and he said yes, but would waive it. I told him if the fee was waived I would make the payment. So when I looked at my bank statement on the 23 it was short by $10 I knew were to look. I have been told by two supervisors that if I could pay the car payment I should be able to pay $10.00 / they told me I did ok the charge and to stop complaining/ , and if that was not enough then the guy asked me how did I want to pay the late charges...Are you kidding me..REALLY..I gave him my account number ..123..when hell freezes over..and put a little something extra for him too.. What have I learned ...If I don't have the money in the bank I can't buy it EVER....and to get a new car loan with USAA my new Credit Union.. Thanks for listening

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 EntryNo: 591
 Date: Tuesday
03:09 PM
24.03.2009
Mozilla/5.0 (Windows; U; Windows NT 6.0; en-US; rv:1.9.0.7) Gecko/2009021910 Firefox/3.0.7 (.NET CLR 3.5.30729) Matt
Firefox United States of America
I have been dealing with a loan modification since October. We took out a loan that we probably should nto have been approved for. But that is not their fault.

My frustration is they keep "losing" our file or they do not get the paperwork and never follow up with us.

Now something is finally getting done but not before I threatened to get the State Attorney General involved...

THESE GUYS SUCK -BADWORD-!

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 EntryNo: 590
 Date: Monday
09:30 PM
23.03.2009
Mozilla/5.0 (Windows; U; Windows NT 6.0; en-US; rv:1.9.0.7) Gecko/2009021910 Firefox/3.0.7 (.NET CLR 3.5.30729) Kim T
Firefox United States of America
Find my story here:

http://wellsfargodebacle.wor dpress.com/

They have had a 4 day "glitch" that prevents customers in Southern California from accessing their savings accounts. Not funny.

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wellsfargodebacle.wordpress.com/
 EntryNo: 589
 Date: Sunday
08:58 PM
22.03.2009
Mozilla/4.0 (compatible; MSIE 7.0; Windows NT 5.1) joseph
Internet Explorer United States of America
i was told they were going to pay off aloan. but it wasnt never payed.wells fargo are can not be trusted ever they will take everything u work 4.
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 EntryNo: 588
 Date: Sunday
11:37 AM
22.03.2009
Mozilla/4.0 (compatible; MSIE 7.0; Windows NT 6.0; SLCC1; .NET CLR 2.0.50727; .NET CLR 3.0.04506) shelly
Internet Explorer United States of America
We have been in our home for 18yrs and in Jan. 08 my husband broke his leg due to a rare bone cancer. We lost all our income. I finally got a job but not as much as he made. I jumped the hoops and did the back flips but Wells Fargo sold my home anyways. They are heartless. My husband should be released back to work within 2mths. No one ever contacted us if they needed more info. They said they put in for a postponement on the 20th of February but sold it back to themselves anyways on the 25th. Thanks Wells Fargo for proving that big business doesn't care about anyone but themselves. I hope none of you go through what we are going through because you would just whine to the government and get another bailout to keep your home. We are strong and will survive. Maybe your big wigs should try being homeless and hungry for a day and explain to your kids why this is happening and that no one cares.
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 EntryNo: 587
 Date: Saturday
05:37 PM
21.03.2009
Mozilla/5.0 (Windows; U; Windows NT 5.1; en-US; rv:1.9.0.7) Gecko/2009021910 Firefox/3.0.7 LEARN TO MANAGE YOUR MONEY
Firefox United States of America
YOU PEOPLE OVERDRAW YOUR ACCOUNTS AND MISS YOUR PAYMENTS, NOT THE BANK, IF YOU UNDERSTOOD HOW A BANK WORKED, THEN YOU WOULD GET IT. WHEN ALL MILLION OF YOU PEOPLE OVERDRAW YOUR ACCOUNTS IN THE SAME DAY, THE BANK HAS TO PAY FOR THOSE CHARGES, YOU ARE IN ESSENCE TAKING AN UNSECURED LOAN FROM THE BANK WITHOUT SIGNING AN AGREEMENT. BOTTOM LINE, YOU SHOULDN'T SPEND MONEY YOU DON'T HAVE, NEWS FLASH - EVERY BANK CHARGES OVERDRAFT FEES. I HAVE ABSOLUTELY NO AFFILIATION WITH WELLS FARGO, HOWEVER, THIS IS THE MOST RIDICULOUS WEBSITE I HAVE EVER SEEN. YOU WONDER WHY OTHER BANKS GO BANKRUPT AND THE ECONOMY IS ALL F'D UP, PEOPLE LIKE YOU WANT TO HIDE THEIR MONEY UNDER THE BED AND PINCH PENNIES, JUST MAKING THE PROBLEM WORSE AND THEN TAKE THE TIME AND EFFORT TO CONTRIBUTE AN ENTIRE WEBSITE TO DISCREDITING ONE OF THE STRONGEST BUSINESSES IN THE COUNTRY. GO PUT YOUR MONEY IN A CREDIT UNION.
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 EntryNo: 586
 Date: Saturday
05:09 PM
21.03.2009
Mozilla/5.0 (Windows; U; Windows NT 5.0; en-US; rv:1.9.0.7) Gecko/2009021910 Firefox/3.0.7 Dave
Firefox United States of America
The previous post from a Wells Fargo employee just confirms what we all already knew about them.

Wells Fargo just slashed my Home Equity Line of credit by several tens of thousands of dollars to my outstanding balance, leaving me stranded with no credit. I found out about it accidentally when I logged on. They tell me a letter is coming in the mail informing me about it. They state this is because of falling property values. I've got a $3K periodontist bill, $3K of various insurance payments, estimated income taxes, and property taxes all due in the next 2-1/2 months. I consider myself conservative and very prudent when it comes to managing money, and have used my WF line of credit for decades as a tool to leverage my finances. But it never even entered my head they would pull something like this. Ironically, they refer to me as one of their preferred customers, whatever that means. I wouldn't treat a dog this way.

One writer predicts that as the economy stabilizes people are going to pay off their debt and be very wary about borrowing again. That's going to hit the big banks and the credit card companies hard. Moreover, the smaller banks that have been staying solvent are prepared to take advantage of the situation and will become to goto guys for financing, particularly small business financing.

That's my roadmap. Time to give this 3-decade+ relationship with Wells the heave-ho.

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