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 EntryNo: 581
 Date: Wednesday
02:56 AM
18.03.2009
Mozilla/4.0 (compatible; MSIE 7.0; Windows NT 5.1; GTB5; InfoPath.1; .NET CLR 1.1.4322; .NET CLR 1.0.3705) m
Internet Explorer United States of America
Today at about 630AM I checked my account online and I noticed that I had -$5.23, I notified my mom and that just minutes later she did an instant transfer of $25 to my account. I signed back in and my account now read "availible balance: $19.77" (notice AVAILIBLE) there were no overdrafts fees so I was happy cuz honestly I have no money to pay for overdraft fees, I am a full time student and I have not been able to find employment since October 2008. So hours go by, I decide that I am going to use the extra money my mom transferred for gas. So I signed on to wellsfargo.com to check exactly how much I should use so I won't have another little accident and ta-dah I am at -$50.23! I am so shocked because this morning I was "fine" and now I had 2 overdraft fees, and those $19.77 I had availible this morning went to part of the overdraft fees. I let my mom know and she was there with me when I had check my account this morning and she told me to call WF. I speak to a Rep who wasn't rude at all but he just repeated the same things over and over informing me that the charge was yesterday 3/16 and I told him but how am supposed to know this when on my computer screen I am seeing 3/17. Apparently they won't show up til the next day you overdraft (this all happened from tiny charges I did as credit over the weekend:,[) But I believe as customers we deserve to be aware of these tricky business ways of theirs. Thing is he did not help me, I was kind the whole time and all he did was tell me that he would gladly transfer me so I could arrange a payment method for these fees (the fees plus $5 a day until I pay it off!) So I hung up and I called again to speak to someone different hopefully they'd help me:] But same story, and this time I got transferred to speak to a supervisor. She then repeated so many of the same things again, I told her I understood their policy now, but it was not right to visibly show the customer different charge dates, because even though I had + availible balance, the overdraft fees came later that same day which completely just messed things up. She said she understood (umm? )Thankfully my mom transfered $50.23 to my account so I could cancel my account with them. I am going to bank of America and I will definately be more aware of these tricky ways in he future.

Please be careful everyone, WF was polite to me but they did not help me at all whatsoever. Check your account online DAILY
wells fargo stinks>:[

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 EntryNo: 580
 Date: Wednesday
02:17 AM
18.03.2009
Mozilla/5.0 (Windows; U; Windows NT 5.1; en-US; rv:1.9.0.7) Gecko/2009021910 Firefox/3.0.7 Idiots
Firefox United States of America
You're all a bunch of -BADWORD-s. Wells is one of the better banks out there. Maybe y'all should get a job and learn to pay your bills?
Visitor comments: 1
 EntryNo: 579
 Date: Tuesday
08:52 PM
17.03.2009
Mozilla/4.0 (compatible; MSIE 7.0; Windows NT 6.0; SLCC1; .NET CLR 2.0.50727; Media Center PC 5.0; .NET CLR 3.0.04506; .NET CLR 1.1.4322) John
Internet Explorer United States of America
I work for Wells Fargo and this company is a joke. They train their employees to pray on people and telemarket to them. The banking accounts are designed to charge you fees. Their mortgages charge you more fees than any other company. They actually train us to take advantage of people that do not know better. They are a predatory company. If Wells Fargo employees do not sell enough products, you will be fired. Their employee turnover is nearly %100 for an employee annually. This is a terrible place to work and bank. Please if you read this, DO NOT BANK WITH WELLS FARGO, AND FOR THE LOVE OF GOD, DO NOT WORK FOR THIS AWEFUL COMPANY!!!!
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 EntryNo: 578
 Date: Tuesday
08:44 PM
17.03.2009
Mozilla/5.0 (Windows; U; Windows NT 5.1; en-US; rv:1.8.1.20) Gecko/20081217 Firefox/2.0.0.20 Indu Yadav
Firefox United States of America
I had such a bad expreince. They charged upfront charges to lock in the rate. Took almost over three months asking for millions paper work ,,inspite of providing all paper work...they will not ecept my child support documents...provided child support order from court and cancel checks and bank statements indicated child support will not eccept the child support income. i was not informed when they locked in the rate and locked in for higher interest rate when discused. they delined my loan .almost three weeks ago but mnot yet givem me credit of locked in fee one point abput $2000 back inspite of calling 20 times. The broker was totally disrepectful and will not cllback and hung up on me when i asked too many questions. .and pretty much told me i have high nterest rate due to my ethinicity...I am an minority.

Top it off my husband who is black and had good income and home in city..wanted to charge him exceptionally high interest rate. when my husband asked to lower the interest as per the market rate they will not answer him back and its been three month niether they will decline the loan and will not provcess it either. very unprofetional and rude staff at wells fargo. will advise everyone NOT TO USE WELLS FARGO...

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 EntryNo: 577
 Date: Tuesday
03:15 PM
17.03.2009
Mozilla/4.0 (compatible; MSIE 7.0; Windows NT 5.1; .NET CLR 2.0.50727) Renee
Internet Explorer United States of America
I have been a customer with wells fargo for five long years. The first experience with them was when I was 18 and they finance my first car. I drove to a town twenty minutes away to make my car payments because they didn't have a branch here in my city. Each month I trecked my -BADWORD- down to that city to pay them. In June of 2002 I wrote them a check for my june bill. On time and everything. The third week of JULY i get a phone call from the reposestion department at wells fargo saying my account was over 45 days past due. I had the july check in my hand and was less than a block away from the bank at the time the phone call happened. I told them no I am not, here is the reciept number for the last payment I made. They told me my check had bounced and it didn't clear. I put them on hold and called my checking bank. They said they had no record of that check even being attempted at being entered. I told the repo guy that, you know what they told me? We are going to get your car because you never pay your bill! I paid it, they had lost the check!
Still to this day this is on my credit report!
Last week, I had an automatic payment come out about 8 days later than it usually does, so I miscalculated the amount of money in my account, everyone does from time to time. I went to THE DOCTOR and paid my thirty dollar go pay, causing me two over draft fee. I did not use my credit card, debit card or write a single check until my paycheck posted this last thursday, my birthday! I took myself shopping and picked out some cute stuff. Got to the register, sorry declined check, declined credit, declined debit. I had 1500 dollars in the bank, and that includes all of the overdraft stuff being paid for. I went home calls wells fargo corporate they told me my account had a freeze on it, put there by my local branch. My husband then goes to the local branch the next day and they tell him the freeze is from corporate for abuse on my debit card. I have not used my wells fargo debit card in 6 weeks because it was lost under the seat of my car! So my husband says you made my wife cry on her birthday, and your story keeps changing as to why, so just close out the account and give me the cash, (minus the check to the baby sitter). The girl told him sorry, can't it's on freeze. My husband of course got mad. Thats my money! It took my husband over an hour to get OUR MONEY OUT OF THE BANK! They continued to ask him to explain to me why it was important to not abuse my checks. I would like to tells wells fargo if I was going to abuse my checking acount it would be for a lot more than a thirty dollar doctor copay! I didn't even buy the medicine prescribed by he doctor because I dind't have the money you dumb -BADWORD- people! I hope they go under like every other bank in america. I have since moved to a credit union with smaller fees, more personal service and no corporate office that makes mysterious desicions about my account without contacting me. Not one time did the branch try to call me, send me an email or letter. I get their online alerts all the time because of te online banking. And not one time did they think to look at mny account as a person and try to pull there head out of you know where!

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 EntryNo: 576
 Date: Tuesday
09:48 AM
17.03.2009
Mozilla/4.0 (compatible; MSIE 6.0; Windows NT 5.1; SV1; .NET CLR 1.1.4322; .NET CLR 2.0.50727; .NET CLR 3.0.04506.30; .NET CLR 3.0.04506.648) Nola
Internet Explorer United States of America
This is an email that I just sent to WF's mortgage department:
I just wanted to inform Wells Fargo that they will be losing a long-time customer, who has an excellent credit rating of 763, and who has not once paid their mortgage payment late in over five years that we've owned this home. We applied for the "easy" (ha!)Three Step Refinancing program and were DENIED. The appraiser (and yes, we realize home values are down, we are not stupid), under valued our home by at least $50G's. Our builder is STILL BUILDING our same home model. So, we know what the exact value of our home is, not including all of the upgrades we've added ourselves. The appraiser is a person from our home town, and did not even go into the sales trailer to find out this information. He said to my face "there are no comps for this house" and "you have a beautiful home". Then, said on our appraisal "surplus of homes for sale" in this area. NOT true. The builder is STILL BUILDING and SELLING these homes in our area! At any rate, we will be looking for a new bank to refinance with. Good bye Wells Fargo!! Go F yourselves!

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 EntryNo: 575
 Date: Monday
01:39 PM
16.03.2009
Mozilla/4.0 (compatible; MSIE 8.0; Windows NT 6.1; WOW64; Trident/4.0; SLCC2; .NET CLR 2.0.50727; .NET CLR 3.5.30729; .NET CLR 3.0.30729; Media Center PC 6.0) JOHN
Internet Explorer United States of America
I am a mortgage loan cutomer of WF and was contacted in December with an attractive offer to refinance my mortgages (3). I have very high credit scores and plenty of income and net worth. I applied and got assigned a loan processer that sucks. I got lots of demands for additional information (understandable in these days of risk aversion) but no answers to my questions (e.g., about conforming loan limits under the new stimulus bill). The end of endless trouble is that WF staff will not acknowledge that FAnnie Mae/Freddie Mac conforming loan limits are what is in the new law, will not refinance a loan they already hold because the vacation (lake) home has city water for only part of the year (because the city pipes are not below the frost line) and the third property was egregiously mis-appraised' while they agreed to accept a "challenge", they hold out little to no hope of changing it based on clear evidence of the mis-appraisal. I'm just glad the mortgage rates continue to fall so the delay didn't lose me the chance. I don't think it was "bait and switch" but simply incompence.
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 EntryNo: 574
 Date: Friday
08:35 PM
13.03.2009
Mozilla/4.0 (compatible; MSIE 6.0; Windows NT 5.1; SV1; .NET CLR 2.0.50727; .NET CLR 3.0.04506.30) Tony
Internet Explorer United States of America
! CORPORATE CRIMINALS !

Average Joe, BEWARE!

This company is all about screwing you! They finance you at outrageous interest rates and when times get tough and you need help THEY STICK IT TO YOU!
I wish someone would have wiped my slate clean and given ME a BAILOUT

So to Wells Fargo: -BADWORD- YOU!

Visitor comments: 1
 EntryNo: 573
 Date: Friday
01:12 AM
13.03.2009
Mozilla/4.0 (compatible; MSIE 7.0; Windows NT 5.1; .NET CLR 1.1.4322; .NET CLR 2.0.50727) Ox
Internet Explorer United States of America
I opend a business 8 months ago, and 3 accounts with wells fargo...they put holds on checks i deposited from domestic banks like Suntrust and B of A for 3.5 and even 4 weeks, telling me they need ot make sure the money has cleared into their bank before they could release the money...i called the banks the banks the checks were drawn against to find out when the money had cleared their bank, it was 2 days after i made the deposit...

they put a $310 max on $$$ i could get per day from cash machines, when i had available balances of more than $40,000 on deposit, and would not raise this limit.

i closed all 3 accounts today.

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 EntryNo: 572
 Date: Wednesday
07:59 AM
11.03.2009
Mozilla/4.0 (compatible; MSIE 7.0; AOL 9.0; Windows NT 5.1; .NET CLR 1.1.4322) Karen
AOL United States of America
I worked for Wells Fargo Home Equity a few years ago. Trust me, you want to stay as far away from these people as you can. They hire mostly drones who haven't got a clue and they screw their customers every which way but loose because there aren't yet laws to prevent them from doing so. They are the most incompetent baboons I've ever come across. Disgruntled? Nope, just couldn't stand what they stood for and left on good terms (as fast as my legs could carry me).
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