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 EntryNo: 1097
 Date: Tuesday
04:02 PM
02.11.2010
Mozilla/5.0 (Windows; U; Windows NT 6.1; en-US; rv:1.9.2.12) Gecko/20101026 Firefox/3.6.12 ( .NET CLR 3.5.30729) Lien
Firefox United States of America
Wells Fargo provided the loan for my home and now a group of soulless investors that Wells Fargo sold the loan to is trying to take it away. If I had known that everyone would benefit from the loan but me I would never have used Wells Fargo.

My down payment was $110,000 plus improvements of $15,000.
I never missed a payment until I fell on hard time due to the economy.
Now after dealing with Wells Fargo the past 23 months and getting denial after denial Wells Fargo will sell my home November 5, 2010.

After making 6 trial payments totaling $11,071.02, as requested by Wells Fargo, I was given a Loan Modification. I contacted Wells Fargo right a way to get an explanation of the terms since my English is not my first language. At first I was told my payment would be fix for the entire loan and would not change. Then after I sign the agreement I was told it was not a fix rate. Wells Fargo wanted $9800 plus wanted me to pay $500 more than I was supposed to pay in the first place. How stupid is that?

Now there is a sale date of November 23, 2010 and told The Investors will not allow a loan modification. Why? I am confused. I spoke to someone at Wells Fargo nearly every day with no answer and now I find there is a sale date of November 23? Now they have taken my money and now they want to take my home.

Loan 0054459888

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 EntryNo: 1096
 Date: Monday
10:46 PM
01.11.2010
Mozilla/5.0 (Windows; U; Windows NT 6.0; en-US; rv:1.9.2.12) Gecko/20101026 Firefox/3.6.12 ( .NET CLR 3.5.30729; .NET4.0C) Brian
Firefox United States of America
Wachovia changed companies to Wellsfargo. Here's My story.

I'm currently pissed of at wells fargo, First When i WAS with wachovia(2.5 years) and not a single overdraft. I always deposited my check through the atm. Second a Costumer Service Representative the week before said my wachovia card would still work before receiving my wells fargo card. Well I already had bills pending on the Friday morning, Third I received My wells Fargo Card Saturday. So the funds were already going through and of course the Wachovia card didnt work on Friday, and the bank teller inside said theres been alot of wachovia cards that stopped working, So as you can expect i called the bank they wont be taken off the overdraft fees so im quitting wells fargo

Visitor comments: 1
extremelycleverideas.com
 EntryNo: 1095
 Date: Monday
07:28 PM
01.11.2010
Mozilla/4.0 (compatible; MSIE 7.0; Windows NT 6.0; Mozilla/4.0 (compatible; MSIE 6.0; Windows NT 5.1; SV1) ; SLCC1; .NET CLR 2.0.50727; Media Center PC 5.0; MDDC; .NET CLR 3.5.30729; .NET CLR 3.0.30729) William R.
Internet Explorer United States of America
WELLS FARGO IS THE MOST ARROGANT & UNPROFESSIONAL BANK IN THE WORLD! THEIR LOAN OFFICERS ARE TOTAL MORONIC SCUMBAGS!
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 EntryNo: 1094
 Date: Monday
03:19 PM
01.11.2010
Mozilla/4.0 (compatible; MSIE 7.0; Windows NT 5.1; GTB6.6) Lori Presnell
Internet Explorer United States of America
I unfortunately opened my account with Wachovia in September. I tried to use my debit card and was declined due to insufficient funds at point of sale.

I call customer servce, they didn't help. During the last 15 minutes of my lunch hour, I dashed across town to get money for dinner & gas.

They inform me my new card won't here until Mid-novebemer.

No warning, no transitional time, boom --- just closing my money off.

Unacceptable. I wish I had gone to Suntrust.

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 EntryNo: 1093
 Date: Monday
02:21 PM
01.11.2010
Mozilla/4.0 (compatible; MSIE 6.0; Windows NT 5.1; SV1; .NET CLR 1.1.4322; InfoPath.1; .NET CLR 2.0.50727; .NET CLR 3.0.4506.2152; .NET CLR 3.5.30729) karen mangini
Internet Explorer United States of America
i want to do a buy out on my 2004 saturn vue. i cannot afford the payments any more. there is a car dealer here in Indianapolis that will give me $6500.00 for it. i owe $11k and so when i called wf they said they will not accept that offer,they want $8k for it. its not fair because the car is not worth it. the man at wells fargo said that is there policy. my credit is not that good and i cannot come up with the extra $1500. i believe they should except the $6500. and let it go at that. my payments are $616.00 and since i moved from denver to indianpolis,i took a big cut in pay. i need help here please!!!
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 EntryNo: 1092
 Date: Saturday
08:00 PM
30.10.2010
Mozilla/4.0 (compatible; MSIE 8.0; Windows NT 5.1; Trident/4.0; GTB0.0; .NET CLR 1.1.4322; .NET CLR 2.0.50727; .NET CLR 3.0.4506.2152; .NET CLR 3.5.30729; BRI/1) Henry
Internet Explorer United States of America
I have found a fraudulent charge on my debit card. But instead of them helping me, they have made me feel like the guilty party, giving me list of thing I must do to prove my case, but are doing very little it seems to resolve this issue in my favor. The amount is $29.99 and I have been a customer for over 25 years.

I'd go to another bank, but which one is better?

Visitor comments: 1
 EntryNo: 1091
 Date: Friday
06:08 PM
29.10.2010
Mozilla/5.0 (Macintosh; U; Intel Mac OS X 10.5; en-US; rv:1.9.2.12) Gecko/20101026 Firefox/3.6.12 SHL
Firefox United States of America
My experience has not been as bad as everyone else's, but I have to say that I HATE the online bill pay system that they have in place. At Wachovia, the date I set for a bill to be paid is the day the money went out of my account, and the day that the bill was paid. With Wells Fargo, you have to pick a pay date, and then the pay date determines when the payment is ACTUALLY made.... which for some of my payments is working out to be 7 (SEVEN) days later....WTF! I can mail a check in that same amount of time, AND THE MONEY WOULD STAY IN MY FRIKKING ACCOUNT. If Wachovia can manage to debit and pay in a day, why can't WF? I don't want to have to keep track of when things come out vs when they get paid! And then have a monthly charge for the honor of using online bill pay... WTF! I'm switching....looking at a couple of banks that have all the same bells and whistles, but most importantly have SAME DAY BILL PAY online, AND IT IS FREE! Wells Fargo....shame on you.
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 EntryNo: 1090
 Date: Friday
01:48 PM
29.10.2010
Mozilla/5.0 (Windows; U; Windows NT 6.1; en-US) AppleWebKit/534.7 (KHTML, like Gecko) Chrome/7.0.517.41 Safari/534.7 Rick King
Safari United States of America
Just read the e-mail trails...they are clueless except when it comes to adding new fees upon the merger/conversion. Banking elsewhere...


Pete,

Never got a response from Amy, but you guys have a mess over there apparently. After all the time we spent last Friday confirming and making sure I would at least have access for 90 days transactions post conversion (and per Wachovia's own "learn what to expect" instructions). I only have access to 2 transactions. Any help or insight, or should I just close my personal/business accounts and bank elsewhere? What would you do after been told to be rest assured and then this happen?

Thank you,
Rick King
-------- Original Message --------
Subject: Conversion Follow-Up
From: <rick@buildcollaborative.com >
Date: Mon, October 25, 2010 10:54 am
To: amy.webster@wachovia.com

Mrs. Webster,

Good morning. Thanks again for you time on Friday and just wanted to follow up with you on the conversation in hoping you could clarify, or help me out. In looking at my account, it only has 2 transactions and understood that we would have 90 days based on all the calling and discussions we did, correct? I too don't see that my son's custodial savings account listed? Would you mind clarifying the above for me before making a trip back to the bank?

Thank you,
Rick King

Visitor comments: 1
 EntryNo: 1089
 Date: Friday
01:31 PM
29.10.2010
Mozilla/4.0 (compatible; MSIE 8.0; Windows NT 5.1; Trident/4.0; GTB6.6; .NET CLR 1.1.4322; .NET CLR 2.0.50727; .NET CLR 3.0.04506.30; .NET CLR 3.0.4506.2152; .NET CLR 3.5.30729) Don Larson
Internet Explorer United States of America
Wells Feego Sucks big time.
Been a Wells Feego customer for 26 years and I'm finally fed up with all their fees and practices. Everytime I put my hand in my pocket I found out that theirs was already in there. Besides getting nickeled and dollared to death with fees I've now learned they can really harm your credit score. 3 Years ago I took a cash advance on a Wells card to pay for my roof. I've been making payments on time and have never been late for any credit payment. When the credit crisis hit they thought it would be amusing to cut my credit limit on my card in half, or just above what my current balance was. Well the effect of this was making it appear that I had basically used 95% of my available credit on the card. As I found out this looks awfully bad to the credit bureaus. I have always protected my credit score religiously. It took my score from 786 to 723. I have other Wells Feego stories but this is the latest. Take my advice and DO NOT BANK WITH THEM. I'm going to a Credit Union.

Visitor comments: 1
 EntryNo: 1088
 Date: Friday
11:50 AM
29.10.2010
Mozilla/4.0 (compatible; MSIE 8.0; Windows NT 6.0; Trident/4.0; GTB6.6; SLCC1; .NET CLR 2.0.50727; Media Center PC 5.0; .NET CLR 1.1.4322; .NET CLR 3.5.30729; .NET CLR 3.0.30729; OfficeLiveConnector.1.5; OfficeLivePatch.1.3; .NET4.0C; AskTB5.6) fred
Internet Explorer United States of America
Forgot to mention.....I am have a 6.5% mortgage......Guess that says it all.......From Wells perpective this is a great deal........what about the 3 & 4% loans that the rest of the country can get. I guess 7 years of current payments dont mean -BADWORD- when you can skin a paying customer alive......Wells Fargo employess creeps!!!!! Cant wait to see these -BADWORD-s fall over when the next wave of the GFC hits these FAT CATS in the wallet.
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