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 EntryNo: 2435
 Date: Friday
04:01 AM
Mozilla/5.0 (compatible; MSIE 9.0; Windows NT 6.1; WOW64; Trident/5.0) Brandi
Internet Explorer United States of America
I have been with Wells Fargo since 1996 and proably longer. Always been a good customer, right well 16 years later I have had to do an atm/debit card claim. I sent off the recpit to them and did my part they gave me a provisonal creddit. Well because I was busy and didn't call them back they decided to reverse the provisonal credit which I only had like twenty something dollars in the bank. Well now I am overdrawn -82.43 because of there overdraft fee. I tried to get my provional credit they said no. Then I called the online banker asked for my fees to be reversed they said they couldn't do anything because I had to call the debit/atm claim people. I was shocked I went through all this work of faxing the recpit to them and e-mailing it. And I get this thanks alot Wells Fargo for 16+ years of nothing.
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 EntryNo: 2434
 Date: Thursday
02:35 PM
Mozilla/4.0 (compatible; MSIE 8.0; Windows NT 5.1; Trident/4.0; .NET CLR 1.1.4322; .NET CLR 2.0.50727; InfoPath.2; .NET CLR 3.0.4506.2152; .NET CLR 3.5.30729; .NET4.0C) Brent
Internet Explorer United States of America
Wells Fargo purchased my home mortgage from my old servicer that I had a very good relationship with; I just knew that trouble was coming. You would think when they took over my mortgage, they would also take my information, but they didn’t. They had no record of my homeowners insurance policy, so instead of contacting me and saying “hey, can you send us some proof of insurance”, they assume I don’t have any, and purchase a policy on my behalf. Did I mention that it was 4 times more expensive than my actual policy? Did I mention that I have had the same insurance for years and it was being escrowed out of my payment monthly? Did I mention that Wells Fargo was still escrowing this same amount and not applying it to anything? After email after email, phone call after phone call, and countless faxes of my insurance policy both by me and my agent, they STILL have not taken the charge for the duplicate insurance off of my account and are STILL attempting to collect it from me even after I received a letter from them in the mail stating that this issue has been resolved and my account was credited – it wasn’t, and still hasn’t been yet. I am at my wits end with this company.
Visitor comments: 1
 EntryNo: 2433
 Date: Tuesday
10:55 AM
Mozilla/5.0 (compatible; MSIE 9.0; Windows NT 6.1; Trident/5.0) aziza albaureeshaziza
Internet Explorer Afghanistan
i like cookies and they gave me a free pony. it was nice at first but then it died surrounded by its own -BADWORD- because it was a diamond pony and the food cost three million dollars. i hate my face and wells fargo
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 EntryNo: 2432
 Date: Friday
04:39 PM
Mozilla/5.0 (Windows NT 6.0) AppleWebKit/537.11 (KHTML, like Gecko) Chrome/23.0.1271.95 Safari/537.11 Mike Stephens
Safari United States of America
The Bank from Hell first tried to charge me for overdraft protection when it changed over from Wachovia a couple of years ago. I specificaly told them that I did not want overdraft protection. Then my money was taken from my account in a dispute with the Infernal Revenue Service and now they want to charge me an overdraft fee. Before that they lied to me about taking my name off my kids bank account. I was trying to help him get back on his feet and he went back to his old ways. The Bank from Hell told me that I had to go to the bank with him to remove my name from his account, He lives 200 miles away. He cost me 1100 dollars on that one. Then I go to remove my money from the bank and they let me remove my name from the joint account.
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 EntryNo: 2431
 Date: Wednesday
03:27 PM
Mozilla/5.0 (Windows NT 6.1; WOW64) AppleWebKit/537.11 (KHTML, like Gecko) Chrome/23.0.1271.95 Safari/537.11 David
Safari United States of America
Wells Fargo is a -BADWORD-py place to do business with for many reasons. Here are mine.

My first negative experience began when WELLS bought my mortgage in 2007. I had been locked in with Ohio Savings starting 2005... but they sold it to them. After a couple years I decided I would like to refi. I was locked in at 5.75 and rates kept dropping and dropping. I had an arm too and I wanted to get a fixed rate. So I went down the process of refinancing.

The bank forced me to get an appraisal and not to worry... it was only 500 bucks and that is nothing in the closing and saving I would see in the refi. I foolishly approved. They appraisal comes back and what do you know... the price of my home dropped whOA... no way (not shocking). And since the price dropped so much I could not refi, the loan to value ratio was too great. Fine. I got screwed out of 500 bucks.

A few more years pass...2009... and I hear that wells increased the amount they would allow in the loan to value ratio 120%.. I agree to try again... but FIRST I need to pay 500 bucks for stupid -BADWORD- appraisal to tell me that my property again is lower. NO SHIT? Then the results come back... I am so far under water that I don't qualify for the new pricing ratio. Great... Screwed twice by the same -BADWORD- policy.

So I hear now that HARP 2.0 is allowing refi to be possible no matter how underwater your loan is...2012... Time to attempt again, right?

Yes it is... but this time I was smart I went with my credit union and decided to end the stupidity of -BADWORD--faceness of Wells... I did diff on the two though.
1) Wells would require another round of ripping me off on an appraisal 500.00
2) Charge me 3.75 on my rate
3) have closing cost around 4K
----My credit union deal is
1) No stupid appraisal needed
2) Rate is 3.25 (-BADWORD- -BADWORD-s at WF)
3) Closing cost of 3K.

Yeah there are many reasons to never do business with those dick heads at wells. These are my reasons.

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 EntryNo: 2430
 Date: Sunday
04:57 PM
Mozilla/5.0 (compatible; MSIE 9.0; Windows NT 6.1; WOW64; Trident/5.0) Former PB
Internet Explorer United States of America
Wells Fargo is very slow to post credits from returns at retailers. They instructed us to tell customers that it is the retailer that is slow to refund your money and we post it as soon as they send it to us. It seems odd that now that I bank somewhere else after quitting there that I return something on the weekend (Saturday)and it's already posted today (Sunday) at a different bank. F-U Wells Fargo.
Visitor comments: 1
 EntryNo: 2429
 Date: Thursday
11:37 PM
Mozilla/5.0 (Windows NT 6.1; rv:16.0) Gecko/20100101 Firefox/16.0 WFruinslives
Firefox United States of America
We fell behind on our mortgage payment after our daughter was diagnosed with Leukemia. We tried to get help as soon as we saw our income drop, but we were denied because we weren't actually behind yet. So we tried again at about 30 days behind. We gave a breakdown of our entire income and expenses over the phone and again we were denied. I think our DTI didn't meet their standards. We fell behind maybe 60 days then we made a payment but continued to be about a month behind until I was able to find temporary work. We caught up for a month or two then the job ended and again we fell behind. This time our income was less because I was denied unemployment. Again, we tried to get help, gave a breakdown over the phone, and again we were denied. We are now four months behind. On 11/19 we spoke with a supervisor and tried to make a payment, but we were told that we were too far behind to make one payment but if we made two payments before the end of the month that would be acceptable. Today (11/29), we find out our home went into foreclosure yesterday. Now, Wells Fargo refuses to accept any payment even though we have 2 of the 4 months we owe! They have now directed us to their lawyer and we are now responsible for the lawyer fees as well. They are refusing to be held accountable for the actions of their representative.
Visitor comments: 2
 EntryNo: 2428
 Date: Wednesday
10:09 AM
Mozilla/5.0 (Macintosh; U; Intel Mac OS X 10_6_3; en-us; Silk/ AppleWebKit/533.16 (KHTML, like Gecko) Version/5.0 Safari/533.16 Silk-Accelerated=true Laurel Wells
Safari United States of America
I work retail and due to the high volume of my store, I wasn't able to get to the bank to make a deposit on my account until a day later. Now I'm hit with two overlimit fees, even though I made a deposit to cover the original charge that caused my to go negative. My account is overdrawn due to the fees and the customer service Rep tells me it's my fault and I should just deal with it. I transfer to another Rep due to the attitude of the first and she tries to add additional products that I can't afford to my account. Nothing but condescending, rude people.
Visitor comments: 1
 EntryNo: 2427
 Date: Wednesday
06:16 AM
Mozilla/5.0 (Linux; U; Android 2.3.5; en-us; ZTE-Z990G Build/GRJ22) AppleWebKit/533.1 (KHTML, like Gecko) Version/4.0 Mobile Safari/533.1 Sonia
Safari Georgia
I recently opened my account here in june and everything was fine till a couple weeks ago. I was suddenly charged an over draft fee that made me negative, and I got concerned and called my local branch. She said that i had been charged because i had used more than i had in my account and i informed her that i always check my account before making a purchase. She then signed me up for the overdraft protection fee and thats when everything started going down hill. I am now -$233 in my account and have a minimum wage job. I dont even have enough gas in my car to go there and speak to them in person. It looks like they are charging my overdraft fees before my purchases though. Has anyone else had.this problem.

Oh, and heres what really sent me over the edge. Wheb their banker was looking at my bank statement, he said " $30 at mcdonalds? Wow. Just becausd you have the over draft protection doesnt mean you should use it all the time." And im just thinking to myself. "You have no right to make judgements on what I do with my money. Especially when youre trying to scam the hell out of me for your own benefit."

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 EntryNo: 2426
 Date: Wednesday
01:43 AM
Mozilla/5.0 (Windows NT 6.0; rv:17.0) Gecko/17.0 Firefox/17.0 Abused Consumer
Firefox United States of America
Wells Fargo Slapped With $3.1 Million Fine For 'Reprehensible' Handling Of One Mortgage

"Wells Fargo has taken advantage of borrowers who rely on it to accurately apply payments and calculate the amounts owed," Magner writes. "But perhaps more disturbing is Wells Fargo's refusal to voluntarily correct its errors. It prefers to rely on the ignorance of borrowers or their inability to fund a challenge to its demands, rather than voluntarily relinquish gains obtained through improper accounting methods."

http://www.huffingtonpost.co m/2012/04/09/elizabeth-magne r-new-orleans-wells-fargo_n_ 1412412.html

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